Est. 1970 · San Juan, Puerto Rico

Careful protection for your family, income and retirement.

Life insurance, income protection and annuities — explained plainly, chosen with you, and stood behind for three generations.

Free consultationNo obligationEnglish & SpanishAll of Puerto Rico
56
Years of counsel
3
Generations, one family
PR
Island-wide service
Represented carriers
Lincoln Financial·AuguStar Financial
Practice
01

Life

So your loved ones aren't left struggling if you're gone.

→
02

Annuities

Income and growth for a retirement with peace of mind.

→
03

Disability

Protect your income if illness or injury keeps you from working.

→
Our approach
We don't hand you a policy and disappear. We help you understand your options and choose the right coverage — plainly explained, and stood behind for generations.
1

Clear education

We translate the jargon into plain language so you decide with confidence.

2

Clear terms

We explain the important terms, limits and exclusions of your policy or contract — in plain words.

3

Real support

We help you through the claim process and the benefit payout.

4

Ongoing review

When your life or the laws change, we review with you whether your coverage still fits.

Frequently asked
Q

What is SINOT and why might it not be enough?

→
Q

What's the difference between term and permanent life insurance?

→
Q

What is an annuity and how does it provide retirement income?

→
Begin a conversation
A private consultation, at your pace.

Tell us what you're planning for. We'll bring fifty-six years of perspective — and no pressure.

Telephone (787) 641-1818
Office Urb. Baldrich, 600 Ave. Muñoz Rivera, San Juan, PR 00918-3628
Mail PO Box 363614, San Juan, PR 00936-3614
Complete our secure form.

It takes a minute. We'll reply by email or phone. Secure Microsoft form.

Contact form

Share your name, email, phone and what you need; we'll reply by email or phone.

Open the secure form →

Secure Microsoft form. Takes a minute.

Departments
Administration
admin@akapr.com
(787) 641-1822
Accounting
contabilidad@akapr.com
(787) 641-1822
Customer Service
customerservice@akapr.com
(787) 641-1822
Property & Casualty
pc@akapr.com
(787) 641-1821